PT Lentera Inspirasi Pembiayaan ("LIP") is a financing company licensed and supervised by the Otoritas Jasa Keuangan (OJK)

Pembiayaan CicilanInstan by LIP X Amar Bank is a solution offered by LIP in collaboration with PT Bank Amar Indonesia Tbk (Bank Amar) (as the financing provider under a channeling scheme) to enable users to purchase items from specific e-commerce platforms (available on the platform) with the concept of buy now and pay in installments over a period of 3, 6, 9, or 12 months with predetermined installment amounts.

Amar Bank is a registered banking institution supervised by the Otoritas Jasa Keuangan (OJK) and Bank Indonesia (BI). Amar Bank acts as the financing provider/creditor, collaborating with LIP in providing financing to borrowers.

The financing limit offered ranges from 1-10 million Indonesian Rupiah (in accordance with the financing application value) with tenor options ranging from 3, 6, 9 to 12 months according to your needs

*This may change at any time according to the company's policy

There are two main advantages offered by CicilanInstan by LIP X Amar Bank:

1. No collateral and hidden fees (all fees to be paid will be notified and simulated transparently beforehand);
2. Flexible tenor (installment period can be adjusted according to your needs up to 12 months).

For now, the admin fee for CicilanInstan is 0% of the total financing amount

For now, the installment fee for the financing is 3.95% per month of the total financing amount you apply for.